Debt, in its current form,
is broken.
India's high-growth companies operate in real time. A delayed inventory order loses a season. A missed bridge window loses a funding round. A slow working capital cycle loses a customer. Their capital does not move at the same speed. It never has. Debtsify was built to remove that friction.
The mandate that drives every decision we make.
Speed is not recklessness
72-hour deployment is the result of removing unnecessary process — not skipping due diligence.
Structure over standardisation
Every company is different. Every deal we do is structured individually, not pushed through a template.
Debt should not cost equity
A founder who needs capital should not have to dilute ownership to get it. That trade is broken.
Selectivity is respect
We don't fund every company that applies. We fund the ones we can genuinely serve well and fast.
The person behind the mandate.
Gaurav Budhwar
Managing Director, Debtsify
Gaurav built Debtsify around a single observation: the companies that need capital the most are the ones the traditional system serves the worst. High-growth, revenue-generating, operationally strong — but too fast-moving for 90-day approval cycles and too founder-led to give up equity for a bridge.
Debtsify Structured Credit is his answer to that gap — a private venture debt platform built for the speed at which modern Indian businesses actually operate.
Reach Gaurav directly: getfunds.gaurav@gmail.com · +91 88600 00026
We are not a lender. We are not a fintech. We are not a service provider.
Debtsify is a capital partner. The distinction matters because it changes how we approach every deal — not as a transaction to be processed, but as a mandate to be executed.
We sit across the table from founders, not above them.
Credit Structuring & Mandate Committee
We don't hide behind endless layers of corporate bank hierarchy. Our underwriting directors review referential bank statements and issue pre-approved terms directly to your board.
Underwriting & Credit Risk
Analyzes primary bank flows and GST structures to build custom covenant frameworks tailored to your industry.
Treasury & Capital Desk
Controls fund settlement, authorizing real-time bank wires within 4 hours of signed mandate completion.
Compliance & Sovereign Legal
Structures facilities as 100% non-dilutive debt to protect cap tables and ensure legal clarity at speed.